Monthly account maintenance fee: $25; $0 with a Valley National Bank mortgage and three monthly recurring bill payments or direct deposits of $750+ ATM fee: $0; ATM fee refund: up to $10 of non-Valley National Bank ATM fees rebated per month; Overdraft fee: $36 per item, plus $15 per day the account remains overdrawn for up to five consecutive business days; VNB My Loyalty Checking … For calls made from outside the U.S., please call 1-973-305-8800. Payments scheduled by 6:00 P.M. EST on any Monday through Friday that is not a bank holiday will be received and credited as of the scheduled date.Payments scheduled after 6:00 P.M. EST or on a date that is a Saturday, Sunday or bank holiday will be received and credited on the next day that is not a Saturday, Sunday or bank holiday. Compare Mortgage & Refinance Rates. Valley will contact you with confirmation of our decision. Reducing your interest rate – One of the most popular reasons to refinance a mortgage in recent years is to reduce your interest rate. Enroll in Direct Deposit and get it instantly. It's easy to make a same-day payment online to your Valley mortgage, auto, home equity, revolving line of credit or commercial loan using your checking or savings account or debit card from any financial institution. Valley National Bank Overview. Let RateZip help you find the right bank for you and your mortgage or insurance needs. 1455 Valley Road. Type of Loan: About. If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.It's easy to make a same-day payment online to your Valley mortgage, auto, home equity, revolving line of credit or commercial loan using your checking or savings account or debit card from any financial institution. MortgageApp@valley.com I was wise to the disclaimer that the $499 only applied to Valley National fees. Bank anywhere, anytime, day or night with Personal Online Banking. If your credit score has increased or if market rates have dropped since you originally took out your loan, you should look into your options. Valley National Bancorp, is a $16 billion financial institution operating out of New Jersey. Don’t wait for your paycheck anymore. If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.If you are a customer who is experiencing difficulty as a result of the COVID-19, we invite you to notify us using one of these applications.From lowering your monthly payment to getting cash back to use as you please, there are many ways you could benefit from refinancing your mortgage.